Affordable Health Insurance

FAMILY PLAN

Choosing a Family Health Insurance Plan. The biggest difference between a private health insurance plan for an individual and one which covers a family is the structure of the deductible. ... The best family insurance is that which has separate deductibles for each individual and then a family deductible.

INDIVIDUAL PLAN

Health insurance covers medical expenses for illnesses, injuries and conditions. But, unlike a plan through an employer, individual health insurance is something you select and pay for on your own. So, what's health insurance for and why do you need it?

SHORT TERM PLAN

Short Term health insurance (or Term Health Insurance) is medical insurance designed to provide coverage during the gaps between other health care plans. Many people will find that a Short Term health insurance plan is a more affordable and flexible solution to their health care needs than an Affordable Care Act (Obamacare) plan.

There is no illness that is not exacerbated by stress.

― ALLAN LOKOS, PATIENCE: THE ART OF PEACEFUL LIVING

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AFFORDABLE HEALTH INSURANCE PLAN

Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons. By estimating the overall risk of health care and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement.

PROTECTING YOUR FAMILY, YOUR LIFE

We want you to find health insurance that best fits your budget and meets your needs. Often, that insurance will be available in the Marketplace. But additional health plans are offered outside the Marketplace. You might want to explore these options too. If you're looking for coverage for you and/or your family or you work for a small business and you’re looking for coverage through your employer, National Health Insurance Group can help you do that.